If you own rental property in Austin — or want to — there's a loan program most investors don't know about that could change how you build your portfolio. It's called a DSCR loan, and it qualifies you based on your property's income, not yours. What Is a DSCR Loan? DSCR stands for Debt Service Coverage Ratio. It's a measure of whether a rental property generates enough income to cover its own...
Most Austin home buyers spend months obsessing over the right neighborhood, the right floor plan, the right school district. That's smart. But the single biggest factor in how much your home actually costs you over time isn't the price — it's the interest rate on your mortgage. The Math Is Unforgiving On a $500,000 loan, the difference between a 6.5% and a 7.5% rate is roughly $330 per month. Over...
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